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How To Make Consistent Money Online And Secure Your Digital Paycheck

Learning how to make consistent money online may seem like a daunting task, but it’s 100% possible.

In fact, there are a few ways to earn a consistent income with online work – like getting hired by a company, offering freelance services, or creating your own business online.

However, the best way for YOU depends on personal factors.

Not only your qualifications and skills, but also how much you want to earn, and how much time you can (or want) to spend to get there.

Bec from Salt and Charcoal working online in a cafe

For example, getting hired by a company is the quickest way to earn consistent money online.

But there’s an income ceiling and you probably won’t have as much control over your schedule, compared to freelancers or business owners.

Below, you’ll learn all about these proven ways to make consistent money online and their pros and cons. Also, you’ll know how to not make money online.

Let’s get started!

Key takeaways

  • There are 3 main ways to make money online, consistently – getting hired by a company, freelancing, or creating an online business.
  • Each one has its unique pros and cons – evaluate them carefully before going down the rabbit hole.
  • Online surveys, get-rich-quick schemes, MLM businesses, trading, and paying for “secrets” are ways to NOT make money online – avoid them.
  • If it’s too good to be true, it’s likely a scam.

We consistently make 6-figures per year by building and renovating websites. We learnt EXACTLY how to do that in this course: The Digital Investors Program.

1) Get hired by a company that offers remote positions

Working from a cafe on your online business in Australia

Many companies nowadays embrace the concept of remote work, allowing you to work from the comfort of your home or any location with an internet connection.

Remote positions can range from programmers, graphic designers, customer service representatives, virtual assistants, content writers, and more.

Some offer the typical 9-to-5, with a contract and a steady paycheck, but with the work done remotely. 

Depending on the company, you may have to go to the office from time to time for meetings. Also, some businesses may allow working from home, but not from other cities or countries. 

This is the economically safest option out there but with the smallest amount of freedom and flexibility.


  • It’s the quickest way to earn money online in a consistent way.
  • Safety of knowing where your next paycheck is coming from.
  • Work arrangement similar to a traditional job.
  • Perks such as paid vacations, sick days, insurance, bonuses, etc.


  • There’s an income ceiling – it’s not up to you how much you can make.
  • There may be rigid hours, you don’t fully own your schedule.
  • You may have to go from time to time to the office.
  • If you get fired, you lose your income.

Want to get hired by a company? Follow the hacks of this article on how to transition to remote work

2) Offer freelance services

This is a fantastic way to capitalise on your skills and expertise while enjoying the freedom of being your boss. And contrary to popular belief, you can 100% earn money online consistently while freelancing.

However, the road is not as straightforward as getting hired by a company.

As a freelancer, you need a portfolio showcasing your work for prospective clients. You’ll also have to join freelancing platforms and actively promote your skills.

Thankfully, this is very easy to do nowadays in reputable freelancing platforms, like Upwork, Freelancer, Fiverr, etc.

They have a rating-based system and you can showcase your portfolio there. This way, a potential customer will see how you’ve performed with previous clients and their experience with you. 

You may have to start with low-paying jobs to get your first ratings, though.

But once that’s done, customers will slowly but surely approach you for your services. After that, you can increase your fees and even choose your clients.

As you gain experience and positive reviews, you will attract more clients and build a steady income stream.

Also, stable-income opportunities do arise while you freelance online.

For example, some of our team members started as part-time freelancers. Now, they’re working full-time with us, earning a steady income. They can work flexibly online, when they want, where they want.

The early days of freelancing and owning a remote business can indeed be less stable than a classical contract, economically speaking. So, it can be good to start slowly, while you have a steady paying job.

This isn’t usually the case in the long term. Over time, you earn more as you can charge higher prices, because you have your reputation to back that up!

Also, you can choose the clients you want to work for, which is another form of freedom (besides working online).

Related: How to quit a job you hate to be free to travel

Here are some examples of legitimate freelancing jobs online that provide consistent income:

  • Data entry.
  • Virtual assistant.
  • Online tutoring or teaching.
  • Web development and design.
  • Affiliate marketing.
  • E-commerce and dropshipping.
  • Content creation (blogs, videos, podcasts).
  • Buying, building, and selling websites.

If you want more ideas, we created this guide with 30 remote work ideas that also allow you to travel.

These are tried-and-true ways that either we or our team have personally used for a consistent income stream!

Get the FREE guide: 30 Ways To Work Online So You Can Travel When You Want


  • Once you have a good reputation, you can choose which clients you want to work with.
  • There’s virtually no income ceiling – you can charge whatever you decide it’s fair for your work.
  • If you lose one client, you don’t lose your entire income – you have others.
  • You fully own your schedule.
  • Anyone can do this – every one of us has skills that can be transferred to remote roles.


  • You have to build a good reputation first before getting consistent income online.
  • In the early days, you may have to work for cheap to get clients.
  • No traditional perks – paid vacation, insurance, bonuses, etc.

3) Create your own business online

We own a business that gives us consistent money online

Creating your own business is more akin to a “pick-your-own-adventure” kind of thing, as you decide how you want to make money online.

Starting an online business is a powerful way to take control of your financial destiny and turn your passion into profit.

It can also be a side hustle or a full-time thing – it’s 100% up to you.

Here are a few examples of online businesses that can provide consistent money:

  • Creating your own website with educational content, making money through affiliate links, online courses, and/or ad revenue.
  • Having an online store to sell products or services.
  • Building an audience through social media and earning money online by promoting products.
  • Buying, building, and selling websites (what we do!)


  • You can actually get passive income with this.
  • You can do it as a side hustle for an extra income, or make it a full-time thing.
  • There’s no income ceiling, at all – you can earn millions if you want (as long as you put in the work).
  • There are dozens of income streams to choose from.
  • Anyone can start an online business, regardless of their skill, age, qualifications, or lack thereof.


  • You have to pick a niche and do market research before starting, to increase your likelihood of success.
  • It takes a lot of work upfront – the income doesn’t happen overnight. It can take months before you get your first bucks.
  • It can get frustrating at times, so you must be persistent and patient.

Interested? Here’s everything to know before starting an online business in Australia.

5 ways to NOT make consistent money online

These methods might promise quick and easy riches, but they often lead to disappointment, wasted time, and financial losses.

We do not recommend them as a way to earn money online in a consistent way:

1) Online surveys

Taking online surveys is a popular way for people to initiate themselves in the remote work world.

Here, companies offer compensation for completing surveys and sharing your opinions on various products and services.

And, while it might seem like an easy way to earn a few extra bucks in your free time, it’s not a reliable source of consistent income because:

  • Surveys are time-consuming, and the pay is usually minimal for the effort required.
  • The income potential is capped, making it difficult to earn a substantial amount consistently.
  • Paid surveys aren’t always available, making it challenging to rely on them as a steady income stream.

If you’re serious about making consistent money online, it’s best to explore other options.

2) Get-Rich-Quick schemes

Any scheme promising you’ll get money fast with little effort is likely a scam.

Sadly, these are incredibly alluring (they’re designed to be that way), and often prey on vulnerable people.

These scammers lure you into fraudulent schemes that only benefit them, not you. Common characteristics of get-rich-quick schemes include:

  • Unrealistic promises. They guarantee overnight wealth without any substantial evidence or effort.
  • Pyramid structures. Here, participants are encouraged to recruit others to join.
  • Lack of tangible products or services. Get-rich-quick schemes focus on recruitment or putting money upfront, without providing real value – i.e. products or services.

If it’s too good to be true, it is. Avoid schemes that promise instant wealth without reasonable effort.

Don’t get scammed: The 5 most common work-from-home scams and how to avoid them.

3) Multi-Level Marketing (MLM)

MLM is a business model that relies on selling products and recruiting distributors who, in turn, recruit others to sell products or services.

It sounds like a pyramid scheme, but it’s not – MLM schemes provide products or services that distributors sell for a profit, making them legal in Australia.

Starting to work in an MLM company often requires you to purchase inventory first. Then, you earn a commission based on your sales and the sales of your recruits.

Now, it’s true that some people do find success with MLM – less than 1%, though.

The remaining 99% don’t earn income, or even lose money from all the inventory bought, not to mention the effort of recruiting.

Common issues associated with MLMs are:

  • High start-up costs. MLM participants often need to invest money upfront to buy inventory or starter kits.
  • Recruiting focus. Success in MLM heavily depends on recruiting new distributors, leading to a strong emphasis on recruitment rather than product sales.
  • Limited market saturation. As the MLM network expands, competition among distributors increases, making it difficult for everyone to achieve consistent income.

Keep reading: How to make money online without recruiting friends and/or family?

4) Forex and cryptocurrency trading

Trading in the foreign exchange (Forex) market or cryptocurrencies might seem extremely lucrative, especially during periods of market volatility.

But this often comes with significant risks, especially for inexperienced traders, such as:

  • Market volatility. Forex and cryptocurrency prices can fluctuate dramatically in a short period.
  • Risk of losses. Trading without a solid understanding of market dynamics and risk management can lead to massive financial losses.
  • Emotional stress. Day trading and frequent market monitoring can be exciting for some, but highly stressful for others. Both can negatively impact decision-making.

If you’re interested in Forex or cryptocurrency trading, take the time to educate yourself, practice with demo accounts, and never invest more than you can afford to lose.

5) Paying for so-called “secrets”

On the internet, you’ll find numerous courses and programs claiming to reveal the secrets to instant wealth and online success.

The truth is that there are no secrets. There’s no such thing as instant wealth (unless it’s an inheritance), and online success takes years of consistent work.

Red flags of questionable courses include:

  • Lack of transparency. Courses that do not clearly explain the content before purchase.
  • Unrealistic guarantees. Be wary of courses that guarantee certain income levels with minimum effort.
  • Expensive upsells. Some courses use aggressive upselling tactics to take more money from you.

Before buying any course with so-called “secrets”, start by seeking free educational content. We’re sure there’s a Youtube channel teaching exactly what you want to learn, for free.

Once you have this basic knowledge, it will help you discern whether an online course is legit or not.

Green flags to look for in a legit online course

We’ll use a course we did a few years ago as an example. It’s where we learned how to build our online business.

The course is taught by Matt and Liz Raad, founders of the eBusiness Institute. We did an unfiltered review of the eBusiness Institute here (check it out to know whether it’s for you or not).

Long story short, their courses have several green flags:

  • Full transparency. Their website fully shows all the topics covered in their courses. They even have a free masterclass you can access here, explaining the basics of what they teach.
  • Don’t promote secrets. The syllabus is right there on their website, you can learn everything for free from the internet if you really want to.
  • Don’t make guarantees of specific results, because they know it’s up to YOU to put in the work. They give you the proven system, plus their full support and advice, but you have to take action.
  • No aggressive upsells. In fact, you have to apply for their most expensive course (a full-year, 1-on-1 mentorship program called “Champions“).
  • 30-day money-back guarantee, no questions asked.

Even if you’re not interested in Matt and Liz’s courses, use their green flags to know what a course worthy of your hard-earned money actually looks like!

And if you want to learn more about them, check our full review of their courses, pros, cons, and more here:


How do beginners make money online?

Beginners can make money online by freelancing. There are dozens of online work opportunities that don’t require specific qualifications or skills (like data entry) or that leverage your pre-existing skills (like content creation).

How can I make money consistently online?

You can make money consistently online by getting hired by a company, freelancing, or creating your own business.

Which way you decide largely depends on what you want to achieve – do you want extra money consistently? Or want to quit your job to find a remote opportunity?

That said, the consistency of the income actually comes from how much effort you put in. That’s why it may take a while to figure out, but once you have it, the sky is the limit.

Is blogging really profitable?

Yes, blogging is really profitable – when done right. It requires consistent effort and patience, but it can 100% be a source of passive income.

To do this, you need to find a niche and do market research. Then, write authoritative content (preferably using SEO practices) and find ways to monetise your audience.

These can be in the form of ad revenue, affiliate links, promoting an online course, etc.

The bottom line

Making consistent money online is absolutely possible! There are 3 main ways to do this – getting hired by a company, freelancing, or creating an online business.

But whatever you choose, remember to embrace your skills and stay committed to your goals.

Success doesn’t come overnight, but with determination and perseverance, you can build a fulfilling and sustainable online income.

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